Welcome to UMAL

As the UK’s only dedicated higher and further education specialists we are uniquely placed to manage risk and deliver services that are mutually beneficial to our members.

We are a mutual organisation, owned, controlled and managed by our member institutions - from large research facilities to smaller further education colleges - and we focus solely on serving their cover needs. This status allows us to pool resources, share exposure and secure bespoke cover at competitive rates from our insurance partners. It also frees us from the demands of shareholders and enables us to return any surpluses generated direct to the membership.

Our shared experience gives us a unique understanding of the higher and further education sector, and with it the ability to react quickly to change, for the benefit of all our members.

“Good advice… speedy response
… value for money”