Subscribe to UMAL news
Members Area
Members Area
Members Area

Delivering knowledge, value and service to our Members. UMAL is a specialist. We provide cover exclusively for Universities and Further Education Colleges and Institutions.

Delivering knowledge

At UMAL we add value by helping our Members institutions perform better. We constantly strive to provide information on risk, claims trends and to deliver training opportunities and events.

Document Library

Risk Management guides & articles

Find out more >

Chartered Insurance Institute

An exclusive insurance training course for Members

Find out more >


Annual conference, road shows & webinars

Find out more >

Providing unrivalled cover, advice and risk
management services for the benefit of all our Members.

Our Cover


Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.

Member Services


With UMAL, you don’t just get unequalled cover and superior knowledge, expertise and service from our team. We also provide a range of additional services that are exclusive to our Members and which are specifically designed to provide you with all of the protection you need, together with relevant risk management advice and support.



Our experienced claims team handles all aspects of the claims process promptly and efficiently. All Members receive:

  • Claims service plan
  • Claims guidelines
  • Emergency out-of-hours contact details
  • Electronic access to their claims timeline

The UMAL Travel Hub

Visit the Travel Hub here >

Run the numbers

Since 1992 – 30,000 claims – paid £280m
cost saving every year for all Members through the avoidance of paying Insurance Premium Tax.
paid in rebates and discounts to our Members for the year ended 31st July 2020

Latest news

3rd August 2021|Tags: , , , , , |

Motor Insurance Update – Changes to Green Card Requirements

With effect from 2nd August 2021, UK motorists are no longer required to carry a green card when driving in the EU, Andorra, Bosnia and Herzegovina, Iceland, Liechtenstein, Norway, Serbia or Switzerland. Full details can be found on the website -

24th March 2021|Tags: , , , , , |

UPDATE – International Travel and UMAL Travel Cover

From 29th March 2021, as long as there are no changes to the government roadmap, international travel for students travelling from England will be permitted on the basis of the following exemption: Education From 29 March, if you are enrolled in a course of study at an educational institution outside [...]

Our values

UMAL’s values are the specific behaviours and skills we care about most, and that all of us strive to apply on a day-to-day basis when dealing with our Members.

Find out more >

We are specialists and always put our members first


We respect and support the role our members play in society


We offer a better way to do business


We are accessible, approachable and proactive


Meet the Team

Unequalled cover and superior knowledge, expertise and service from our team.

Find out more >
Go to Top