Delivering knowledge
At UMAL we add value by helping our Members institutions perform better. We constantly strive to provide information on risk, claims trends and to deliver training opportunities and events.
Providing unrivalled cover, advice and risk
management services for the benefit of all our Members.
Our Cover
Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.
Member Services
With UMAL, you don’t just get unequalled cover and superior knowledge, expertise and service from our team. We also provide a range of additional services that are exclusive to our Members and which are specifically designed to provide you with all of the protection you need, together with relevant risk management advice and support.
The UMAL Travel Hub
Run the numbers
Risk Alert Red – Wildfire
With the possibility of extended periods of dry, warm, and windy weather, we want to remind our Members that these conditions can significantly heighten the risk of wildfires, creating an environment where even a minor ignition can develop into a fast moving fire front within minutes. Given the increasing frequency of warm weather wildfire conditions across the UK, this hazard should remain firmly on the UMAL risk agenda.
Conflict in Iran, Israel and broader region – Updated 9th March 2026
As of 4th March, the Foreign, Commonwealth and Development Office (FCDO) advise against all travel to Israel and the Occupied Palestinian Territories, Iran and parts of Lebanon. They advise against all but essential travel to most other countries in the Middle East.
Motor Insurance – What are my obligations?
HMSL places motor insurance for the fleets of over 60 UMAL Members. These fleets range from just a handful of vehicles up to nearly 200 vehicles of all shapes and sizes. Regardless of the size of your fleet, you have a number of responsibilities.
We are specialists and always put our members first
We respect and support the role our members play in society
We offer a better way to do business
We are accessible, approachable and proactive
