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Members Area
Members Area
Members Area

Delivering knowledge, value and service to our Members. UMAL is a specialist. We provide cover exclusively for Universities and Further Education Colleges and Institutions.

Delivering knowledge

At UMAL we add value by helping our Members institutions perform better. We constantly strive to provide information on risk, claims trends and to deliver training opportunities and events.

Document Library

Risk Management guides & articles

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Chartered Insurance Institute

An exclusive insurance training course for Members

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Annual conference, road shows & webinars

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Providing unrivalled cover, advice and risk
management services for the benefit of all our Members.

Our Cover


Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.

Member Services


With UMAL, you don’t just get unequalled cover and superior knowledge, expertise and service from our team. We also provide a range of additional services that are exclusive to our Members and which are specifically designed to provide you with all of the protection you need, together with relevant risk management advice and support.



Our experienced claims team handles all aspects of the claims process promptly and efficiently. All Members receive:

  • Claims service plan
  • Claims guidelines
  • Emergency out-of-hours contact details
  • Electronic access to their claims timeline

The UMAL Travel Hub

Visit the Travel Hub here >

Run the numbers

Since 1992 – 30,000 claims – paid £280m
cost saving every year for all Members through the avoidance of paying Insurance Premium Tax.
paid in rebates and discounts to our Members for the year ended 31st July 2020

Latest news

24th March 2021|Tags: , , , , , |

UPDATE – International Travel and UMAL Travel Cover

From 29th March 2021, as long as there are no changes to the government roadmap, international travel for students travelling from England will be permitted on the basis of the following exemption: Education From 29 March, if you are enrolled in a course of study at an educational institution outside [...]

19th March 2021|Tags: , , , , , , , , |

Time for a Change – Sexual Misconduct at Universities and Colleges

Whilst many higher and further education institutions have been focused on the difficulties in juggling face to face teaching with keeping students safe on campus as Covid-19 runs riot, and the logistics of larger student numbers as a result of the A-level exam fiasco, another more insidious issue is [...]

8th March 2021|Tags: , , , , , , , |

Risk Alert – The Rise of the e-Scooter and Micro-Mobility

Combining affordability, the latest technology, green credentials and street credibility, the last few years have seen a significant increase in the popularity and use of electric motorised scooters – ‘e-scooters’ – and other forms of micro-mobility transportation.  In this article we look at some of the potential implications and [...]

Our values

UMAL’s values are the specific behaviours and skills we care about most, and that all of us strive to apply on a day-to-day basis when dealing with our Members.

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We are specialists and always put our members first


We respect and support the role our members play in society


We offer a better way to do business


We are accessible, approachable and proactive


Meet the Team

Unequalled cover and superior knowledge, expertise and service from our team.

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