If you your organisation finds itself involved in a Legal Dispute, you may wish to consider arranging Legal Expenses Insurance which, subject to policy terms and conditions, provides cover for the costs of these services and also 24 access to professional legal advice and services.
This insurance covers the cost of legal expenses and provides professional legal advice and representation arising from a range of commercial disputes including contract, employment, tax, criminal prosecution and corporate manslaughter, property owners and statutory license. Where a business has specific requirements, we will look to tailor the standard cover options available.

What Legal Expenses Covers:

  • Employment Disputes & Compensation Awards (including ACAS Early conciliation cover)
  • Legal Defence
  • Statutory Licence Appeals
  • Debt Recovery
  • Property Protection
  • Tax Protection
  • Contract Disputes – Optional

Policyholders can also take advantage of:

  • Legal & Tax Advice Helpline
  • Counselling Helpline Access for your clients employees and their immediate family members
  • Online Document Drafting via a Business Law Website
  • Business Legal Services
  • Business Legal Health Check

Working with an exclusive network of specialist providers, HMSL offers Members access to specialist insurance policies, adding vital protection where needed or complementing the cover provided by their UMAL policy. This ensures our Members enjoy the widest and most appropriate protection available for their assets and liabilities.

Find out more about our other covers here >>

What Legal Expenses Does Not Cover:

  • Any costs incurred before insurers have consented to those costs being incurred
  • Pre-existing circumstances

Obtaining a Quote:
This cover is automatically included for any Member with UMAL Travel Cover

For further details or to discuss your requirements please contact:

Leon Martin
PA, Travel & Motor Underwriter

[email protected]
Tel: 0207 847 8681

For Claims Details contact:

Ensure you have your policy reference number


0330 100 7901


Markel advice/Claims line: 0333 234 8013