UMAL Members have access to an online platform, RiskMonitor Traveller, which combines 24/7/365 real-time alerts with country analysis and advice delivered through a single web portal and mobile app, giving your staff and students valuable information to properly prepare themselves for travel, mitigate risks and provide timely and accurate intelligence with actionable advice when incidents do occur.

Before you Travel
HIGH or EXTREME rated destinations
Threat Scale Reference
Threat Level Implication

1 – Negligible

The operating environment is benign and there are only isolated threats to business and/or travel.

2 – Low

The operating environment is generally permissive, although there are a limited number of threats to business and/or travel that requires basic mitigations.
3 – Moderate The operating environment is challenging and there are serious threats to business and/or travel that requires some mitigations.
4 – High The operating environment is hostile and there are significant threats to business, personal safety and/or travel, requiring comprehensive mitigations and planning.
5 – Extreme The operating environment is characterised by pervasive direct threats to business, personal safety and/or travel, requiring strict risk management procedures.
eLearning – Travel Prepare
Foreign and Commonwealth Office (FCO)
leon-martin
icon-claims-process-yellow

The Claims Process

> Our experienced claims team handles all aspects of the claims process promptly and efficiently >

Make a claim