We actively progress potential recovery or contribution from third-parties on applicable claims, including the Members’ own deductibles.
With claims from HMSL cover categories – Motor, Legal Expenses, etc – Members’ interests are best served by dealing directly with Insurers. We will provide full contact details and maintain consultation between the insurer and Member.
We have claims data on all lines of business going back to 1992, and are able to look at trends in frequency, severity, cycle times and causation. We can provide this information to our Members on a benchmarking basis.