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Our Cover

Our Cover2018-10-05T15:14:27+00:00

Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.

Sections of cover

We provide a wide range of covers to our Members through UMAL. These include:

  • Property and business interruption

  • Theft

  • Money

  • Computer breakdown

  • Theft by employee

  • Terrorism

  • Contractors ‘all risks’

  • Public and products liability

  • Employers’ liability

  • Professional indemnity

  • Medical malpractice

  • Clinical trials

  • Governors’, Directors’ and Officers’ liability

  • Travel

  • Group personal accident

Limits available for main heads of cover