Our Cover
Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.
Sections of Cover
We provide a wide range of covers to our Members through UMAL. These include:
- Property and Business Interruption
- Theft
- Money
- Computer Breakdown
- Theft by Employee
- Terrorism
- Contractors ‘all risks’
- Public and Products Liability
- Employers’ Liability
- Professional Indemnity
- Medical Malpractice
- Clinical Trials
- Governors’, Directors’ and Officers’ Liability
- Travel
- Group Personal Accident
Limits available for main heads of cover:
We provide a wide range of covers to our Members through UMAL. These include:
- Property – £400m per Member, per loss
- Terrorism – £225m per Member, per loss
- Public and Products Liability – up to £100m per Member
- Employers’ Liability – up to £50m per Member
- Professional Indemnity – up to £20m per Member
- Clinical Trials – £30m per trial
- Governors’, Directors’ and Officers’ Liability – up to £20m
- Medical Malpractice – up to £10m per Member
For further details or to discuss your cover requirements please contact our Underwriters.
