Our Cover

Our role is to serve our Members and provide the service they require, and with this in mind, the cover we offer is widely recognised to be the widest available to the Higher and Further Education sector. We are not bound by corporate underwriting guidelines.

Sections of Cover
We provide a wide range of covers to our Members through UMAL. These include:

  • Property and Business Interruption
  • Theft
  • Money
  • Computer Breakdown
  • Theft by Employee
  • Terrorism
  • Contractors ‘all risks’
  • Public and Products Liability
  • Employers’ Liability
  • Professional Indemnity
  • Medical Malpractice
  • Clinical Trials
  • Governors’, Directors’ and Officers’ Liability
  • Travel
  • Group Personal Accident

The Claims Process

> Our experienced claims team handles all aspects of the claims process promptly and efficiently >

Make a claim