Main Cover changes for the 2018/19 indemnity year Main Cover changes for the 2018/19 indemnity year CMS Live2018-07-31T01:30:40+00:00 UMAL is pleased to announce with effect from 1st August, important changes to our Property Damage, Terrorism, Governors’ D&O, Travel and Public Liability covers. Main Cover changes for the 2018/19 indemnity yearCMS Live2018-07-31T01:30:40+00:00