HMSL, established in 2014, is a Company limited by shares and is a wholly owned subsidiary of U. M.Association Ltd, (UMAL). UMAL is a not-for-profit mutual Association providing discretionary indemnity for specified risks presented in its Member Organisations and related services.
HMSL is a general insurance intermediary and mutual management services provider. It aims to provide clients with access to insurance at the best terms available, and to offer comprehensive management support services.
Engagement with Members of UMAL to understand their needs, to interpret the ever-changing insurance market and to manage effective procurement of excess insurance is key to developing the value offered.
Through its relationship with UMAL, HMSL adds value for