Events Insurance
Obtaining a Quote
HMSL has access to an online system to obtain cover for your events. Please click here to obtain a quote.
Further details can be obtained from Leon Martin - leon.martin@umal.co.uk
What Event Insurance Covers
Event Insurance protects costs and expenses or revenues associated with an event, such as travel expenses, venue costs, ticket sales, advertising and sponsorship revenues, and more. It often complements other forms of event insurance such as event liability. Coverage is available for the following perils:
- Inclement weather
- Natural catastrophe such as earthquake, flood, fire
- Extra expenses
- Power failure
- TV transmission failure*
- Public transport failure or denial of access
- Failure to vacate the event venue
- Strike risks
- Terrorism or threat of terrorism
- The inability of any person(s) to appear at your event e.g. speakers, teams or performers non-appearance
*This is a special consideration request and must be clearly identified on your application for coverage.
What Event Insurance Does Not Cover
There are certain exclusions for event insurance coverage. The principal exclusions include:
- Financial failure, insolvency or default; support or withdrawal of support by any party
- Lack of sales, response or attendance
- Variations in exchange rates or currency stability
- Radioactive contamination
- Use of pathogenic or poisonous biological or chemical materials**
- War and civil commotion**
- National mourning**
- Communicable diseases**
** For these exclusions an extension may be available for purchase. We welcome any other requests you do have. Please feel free to contact us to discuss additional coverage.